Autonomous financial intelligence
The financial brain
of your company.
Serbell connects your accounts, reads the noise, and turns millions of financial signals into clear, explainable decisions.
Every number is a decision waiting to happen.
Financial intelligence · Human connection
Where AI meets your data
Not another dashboard to decode — a clear answer when it matters. Serbell listens in your words and answers with numbers you can trust.
Chase · Operating
USD 19,400.00
- ACH credit · Distributor MA18 Jul · AR receipt+$33,830
- Wire · Constructora Vega10 Jul · AR receipt+$9,800
- ACH debit · Transporte8 Jul · Freight−$12,400
- Aceros del Norte5 Jul · Inventory−$18,200
Plain-language ask
Margin path · 6 mo
6
Accounts connected
187
Invoices read
90d
Forecast horizon
See it in action
Ask in plain words. Get a prediction.
Type a question about your finances and Serbell builds a live board — charts and forecasts drawn from your own data.
Live example
Watch a decision take shape.
Someone asks if they can hire three more people. Serbell pulls cost, margin, and seasonality from the books — then builds a board that shows how the next months would move.
Based on your data, here's how adding 3 people would move your cost and margin — plus what the numbers predict.
Hiring scenario · next 6 months
Cost climbs, margin holds — barely
Monthly margin by scenario
What's left each month after payroll
Your margin, last 6 months
Actual, before any hire
◇ AI prediction · next 90 days
Serbell modeled 3 hires against your last 6 months of cash, payroll, and collections. Here's what the path looks like from today.
Soft season
Jun–Jul historically soften ~38%. Your margin already dips to $13,900 in those months — adding $14,700 of payroll would push it to −$800, still inside your $31,200 cushion.
Cash runway
At current collections velocity, runway stays above 4.1 months. A 2-hire path would keep peak drawdown under $4,200.
Recovery window
August–September usually rebound +22% in your books. By mid-Q4 the model shows margin recovering toward ~$16,800/mo if revenue holds.
Model confidence 84% · based on 6 accounts, 187 invoices
Fixed expense details (monthly)
| Code | Category | Description | Amount | % of total |
|---|---|---|---|---|
| 7100 | Rent & facilities | Warehouse, office and storage | $7,000 | 43.2% |
| 6400 | Software & SaaS | Overlapping tools and licenses | $4,200 | 25.9% |
| 7200 | Insurance | Liability and asset coverage | $2,100 | 13.0% |
| 6450 | Subscriptions | Content, analytics and utilities apps | $1,600 | 9.9% |
| 6300 | Utilities | Internet, power and connectivity | $1,300 | 8.0% |
| Total fixed | $16,200 | 100% |
Fixed costs, last 6 months
Total monthly commitment
Where the spend sits
Rent & facilities43%Software & SaaS26%Insurance13%Subscriptions10%Utilities8%◇ Prediction
From your last six months, about $2,900/mo sits in overlapping SaaS and tools — roughly 18% of fixed spend that could free itself without touching operations.
Predictive insight
Where your fixed costs are drifting.
Serbell reads your last six months and projects which fixed costs are creeping up — and how much could free itself. A forecast from your data, never a checklist.
Security by default
Your books stay yours.
Serbell reads your numbers. It never moves money, never writes to your ledger, and never learns from what it sees.
Read-only by design
Connections to your banks and accounting run on read-only tokens. There are no payment rails inside Serbell — it can look at your data, never touch it.
Encrypted and isolated
Everything is encrypted in transit and at rest, and each company runs in its own tenant. Your numbers never sit next to anyone else's.
Never trained on your data
Your ledger is not training material. Our models improve through our own research — never from what they read in your books.
SOC 2 Type II · Regional data residency available on request
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